There are a lot of large premiums out there for Roofing contractors that use heat within their trade – many existing contractors are shrewd and tie the Public Liability expenditure within their costings, but wouldn’t it be nice not to pay through the teeth every year for your Liability policies?
As for new ventures and start-ups within Roofing it can feel daunting having to conjure up thousands before you’ve even climbed a ladder (or scaffolding) – however breathe a little easier, you’re on the right website to help you calm those nerves.
If we’re not the first insurance provider you’ve contacted, you may have already found that getting public liability quotations without the use of heat work are comparatively affordable, but as soon as you declare the use of heat work, the premiums either go sky high, or you’re faced with a “No Quote” – the reason behind this is that these companies are not specialist insurers for Roofing contractors.
So, you’re now probably wondering “how do I get one of these specialist insurers to cover me”- well high risk liability insurance specialist underwriters do not deal directly with the public – so you’ll have to deal with an insurance broker who has access to these, it’s easily enough to find out, all you have to do is ask the question “do you offer public liability insurance for roofing contractors, with heat work” – if the answer is yes, ask what the “turnaround time” will be, meaning how long will it actually take to get you a quotation, then you can get a feel for if they are a specialist broker or not.
For Goldcrest, quotations for Public Liability for Roofing Contractors usually take an hour or so, for quotations for larger roofing contractor companies, it can take a maximum of 48 hours, but that is really worst case scenario.
To get a quote, give our Public liability team a call or if it’s out of office hours, visit www.goldcrestinsurance.com/free-quote which we can obtain the majority of information required and reply with a quotation.
