At Goldcrest Insurance we have what we believe and many others who insure with us, access to the best rates and most comprehensive covers in the market.
When it comes to landlords insurance for a single property, we can provide cover for buildings insurance and contents insurance. We can also cover the public liability aspect to keep the landlord protected and also the employers liability aspect which is used a lot when we cover insurance for a block of flats.
We can also add to the insurance for landlords, loss of rent cover over a 12 month period at a 20 percent figure to the building sum insured. Another addition if the landlord requires it is rental guarantee which guarantees your rent, if the tenant is not fulfilling there side of the contract. This is subject to usual conditions that full searches have been done of he tenant prior to them occupying the property. Alongside this runs legal cover which covers the landlord for up to £25k of legal costs if there is a tenancy dispute / you need to evict a tenant or squatters. This legal protection is very popular with landlords insurance for HMO properties. Legal protection is mainly required for insuring DSS tenant types. Also, landlords insurance for student tenants is a usual request for an inclusion of legal cover.
In summary:
Property Owners Liability
Employers Liability
Loss of Rent, Rent Guarantee Cover
Legal Expenses Cover
Student Lets
Housing Association Lets
Unoccupied Property
So whether you are a landlord with an HMO property or you are looking for landlords insurance for a shop or landlords insurance for a commercial premises we can get the right rate for you. At Goldcrest Insurance when it comes to landlords insurance there is no risk we cannot get a rate for. Where many insurers or brokers will turn you away, we want your business and will make sure we can get you insured. Some risks are a little bit more complex so stake a bit more time to put together, but this is when it’s not the usual type of risk and we have to bespoke a rate to tailor your needs.
So in a nutshell Goldcrest insurance will make your landlords insurance a lot less stressful !!
