Guardians of the Galaxy, yes we’ve all heard about them, but what about guardians of commercial occupied buildings. These are the new tenant types in town who are being installed into commercial property to secure it for the landlord.
So what is the need for a landlord to secure a property in this style when he could just have it boarded up?
Well there is a huge issue with leaving unoccupied commercial buildings vacant for long periods of time, even with insurance in place.
The building is prone to acts of malicious damage, which could cause fire and vandalism, then there is a risk of fire and accidental damage.
Also not forgetting the issue of the 20,000 squatters there are in the UK. if you’re unfortunate enough to have them get a strangle hold on your property they can become a nightmare to shift.
There is also the issue of huge rates for unoccupied properties with some costing in the 100’s of thousands of pounds !!
So, if you are fed up with all of the above issues, then the next step is placing Guardians in the house.
The guardians are a group of professional sitting tenants who are vetted by a Guardian company and they will look after and make sure the premises are secure.
Not only this but as the property is now occupied on a HMO guardian basis there are no longer any unoccupied rates to pay, no theft, fire, malicious damage threat, in fact all of your previous worries have now been eradicated.
All sounds simple and it is and our job at Goldcrest to help the owner of the commercial property with insurance for a property with guardians inside.
This is not the kind of cover you can find on a comparison site. If you do, don’t kid yourself as it probably means you have put the details in incorrectly and you won’t be insured.
So please do not take a gamble and just presume you are covered.
This is a very bespoke product which we have sourced ratings for through an A rated insurer as we deal with many insurances for guardian run properties.
So if you do have a commercial property with Guardians tenants on an HMO basis and you need insurance please give us a call and speak to one of our experts as we are happy to assist.
Call Goldcrest Insurance today on 0208 440 7400
