Starting up your own business can be an enthralling ordeal, with your dreams unraveling day by day, and to do list longer than the eye can see.
Working down the agenda you’ll eventually get to “INSURANCE” – now it can be easily understandable if you’re an insurance novice, and not sure what products you need to take out.
When faced with a new company start up, we look to educate and support as to what policies are required and what policies we recommended – in addition, we know convenience can be invaluable, so not only do we hold the hand of prospective clients, we can also offer every policy needed, which means all your business insurance requirements under one roof.
If you’re new venture is a trade or you interact or visit members of the public, you’ll need to obtain Public Liability to protect you against any injury to members of the public or third party property damage. If you’re likely to have any members of staff, or you’re a limited company, you’ll need Employers liability to safeguard yourself against any potential claims.
Should your business be involved in consulting; providing advice or drafting plans/designs you will need to acquire Professional Indemnity.
Moving forward if your business is involved in retailing or wholesaling, you’ll need to cover your stock, contents, goods in transit etc. under a commercial combined policy; a home worker’s policy or a shop/office policy.
If you visit clients, carry goods or have company vehicles you’ll obviously have to insure these, and we can set you up with either a company car policy or fleet policy, combing numerous vehicles under one manageable policy.
Remember, the tree of insurance has many branches, and for assistance taming these for yourself, give the team at Goldcrest a call.