Setting up a new business can be a long drawn out process of arranging the business structure, the acquisition of new clients, marketing etc. and sorting this all out is a stressful procedure indeed! But what when this is all sorted out, and payments are coming in, and you need a couple of business vehicles to meet clients? Another unexpected expenditure, and what about when these vehicles are purchased between you and the other director(s), how do you go about insuring them?
Well, how about starting a fleet insurance policy? Here at Goldcrest insurance, we can provide tailored fleet insurance policies for start-up businesses from as little as two vehicles and above!
“Great” I hear you say, but “I don’t have any no claims bonus to use on the fleet insurance” or “my no claims is currently being used on our family car” – this is not an issue, and many of the start-up fleet insurances we provide are totally fresh company vehicles with no motor insurance experience.
You may think that insuring these new vehicles individually may be the best way forward, however when insuring vehicles as a fleet or a mini fleet, combining your cars or vans into one policy allows insurers to provide you with what can only be described as “bulk” premiums and therefore more competitive price.
Also when having a fleet policy you also have one renewal date, one annual premium and the majority of fleet insurance providers give additional driver benefits such as permitting “Any driver over 25” (other age restrictions are also available) with the owner’s consent.
In terms of professions/trades, fleet and mini fleet insurance is really for anyone, from white collar workers such as estate agents, solicitors, to tradesmen such as builders, electricians etc. it can cater to your needs.
So if you’re business is thinking of insuring your first couple of business vehicles, contact the team at Goldcrest for a fleet insurance or mini fleet insurance quotation.
