If you have a family, you know that it can be expensive to insure all of your vehicles. Individual car insurance policies can be costly, and they can become even more expensive when you have multiple cars. This is where family fleet insurance comes in, it is a type of car insurance policy that covers multiple vehicles and family members under one policy. This can save you money on your premiums, and it can also make life a bit easier for you and your family. In this blog post, we will discuss the benefits of family fleet insurance and how it can help you protect your loved ones.
One of the main benefits of family fleet insurance is that it can save you money on your premiums. If you insure all of your vehicles under one policy, you will usually get a discount on your premium. This is because insurer’s view families with multiple vehicles as being less risky than those who only have one car. Another benefit is that it can make life easier for you and your family. If all of your vehicles are covered under one policy, you will only have to worry about one bill each month. You will also only have to deal with one insurer if something happens to any of your vehicles.
Who Can a Family Fleet Insurance Policy Cover?
Family fleet insurance policies can cover a variety of different situations, including families that have two or more cars, couples living together that have two or more cars, and couples that live in separate houses but have children. You can even include children that are away at university. You can insure all your vehicles under one policy. This type of cover is available for householders with two or more vehicles.
Most people aren’t aware that they can cover their vehicles under one policy, but if one of the conditions above is met, then in most cases a family fleet insurance policy can be offered.
What’s more, the vehicles can be a mixture of cars, vans and motorbikes. The only time you wouldn’t be able to include commercial vehicles is if it’s used for business purposes or is over a certain value.
This is especially beneficial for families with children that are of driving age. By having all of the vehicles under one policy, the parents can be sure that their kids are always covered no matter which car they are driving.
It’s also worth noting that family fleet insurance policies often come with extras such as breakdown cover and legal protection. So not only will you be getting a great deal on your insurance, but you’ll also have the peace of mind that comes with knowing you’re fully covered.
Please note that this is only a guide, and it is always best to talk to an Independent Insurance Broker like Goldcrest about your specific circumstances. These types of policies are becoming increasingly popular as people become more aware of them and the benefits they offer. So, if you think it might be right for you, don’t hesitate to give it a try. You could end up saving yourself a lot of money and hassle in the long run.
The Benefits of Family Fleet Insurance Policies
As already discussed, family fleet insurance policy is a great way to save money on your car insurance. Whether you have two cars or ten, a family fleet insurance policy can give you a discount on your premium covering all the vehicles in your household.
The way it works is simple: you insure all of your vehicles on one policy, and the insurer offers you a discount for doing so. The size of the discount will vary from insurer to insurer, but it can be significant. In addition to the financial savings, a family fleet insurance policy can also make it easier to keep track of your coverage. Rather than having to keep track of multiple policies, you can simply manage one policy for all of your vehicles. This can be a great way to simplify your life and save money at the same time. No more trying to remember the renewal date for each individual vehicle. In this instance you have one renewal date, one policy and much less hassle.
Benefits:
- It can save you money
- Easy to keep track of
- Each individual insured can have their own no claims bonus
- You can also include personal injury cover for passengers
- Those included can drive multiple vehicles (in the fleet) without additional premiums
- It’s easy to remove or add additional vehicles to the policy
If you have a family fleet insurance policy and you need to make a claim, the process is generally quicker and simpler than making multiple claims on different policies. This can save you time and hassle in the event of an accident or incident. So, if you have more than one car in your household, a family fleet insurance policy could be the right choice for you. So, get in touch today about getting a policy in place.
Why Choose Goldcrest?
Goldcrest Insurance are experienced in offering family fleet car insurance and will provide a number of competitive quotes. Taking your individual circumstances into account, they are an independent insurance broker and can therefore work with a number of different insurance providers.
So, if you have more than one vehicle in your household and are looking for family fleet insurance quotes, provided you have more than one vehicle, you may be eligible for a family fleet policy.
So why not contact Goldcrest Insurance today for comprehensive cover for your family fleet car insurance.
