There’s something quite enchanting and fairy tale like about the structure of a cob house, and the allure of owning such a house would be hard to refute.
However once you are due to complete/exchange of such a property, or perhaps once the structure is completely finished, you are then set with the conquest of insuring the cob construction.
You would not be disparaged thinking that obtaining such an insurance policy would be as easy as going to your “mainstream” providers to obtain a quotation, but perhaps say, pay slightly more with certain endorsements applicable – however doing so would be in vain.
Many of these widely advertised insurance providers only cover the most “standard” of properties, and after spending 10 to 20 minutes on the phone with an advisor going through your details and requirements, only to be provided with a “no quote” can be incredibly discouraging, after the first, second or even third time.
Insuring a Cob House is where the true value of an insurance broker comes into play, whereas normally with the aforementioned type, you’d be on the phone looking for one quote from one provider, whereas Goldcrest are not bound to one insurer and as such tender the market looking for the best possible price from the applicable insurance providers.
Goldcrest Insurance have been insuring nonstandard properties, such as Cob structure, for the best part of 30 years and as such have established relationship with insurers who specialise in this area, and with the majority, if not all, not dealing directly with the general public.
So if you are struggling to obtain a comprehensive insurance quotation for your Cob House, contact our property team today