Are you purchasing a house that has subsidence are you selling a house that had suffered from subsidence? Either way round the team at Goldcrest insurance can help you.
We have excellent insurers who give us brilliant rates for houses with subsidence history.
It is not always the case that the house is a bad risk just because of a few cracks. When we research further into cases the most common cause of subsidence is tree roots pulling at foundations or a burst underground pipe which has leaked and is weakening the soil.
Both of these issues can be rectified, but subsidence will not be apparent until a few cracks begin to appear.
The usual procedure is for a house that has suffered subsidence due to tree roots is either to cut the tree down. If it is not your tree or is a council tree you would in this case need to prune it and kept an eye on it every 6 months by an agriculturist.
The claim of a burst pipe causing subsidence is easy to fix once the cause is found.
The most common claim of soil i.e. clay causing subsidence is probably the worst one of all and will almost definitely require underpinning works.
All of these subsidence claims above could involve some form of underpinning, but commonly once done and fixed properly the issue will not come back. After the works you will get a structural engineers report for subsidence and then it’s best to be monitored over a yearly basis for a few years to make sure the problem is completed solved.
Subsidence can be a total shock to people who have invested in property, but be rest assured that things can be put right, the house can be sold and the house can be insured if works are carried out to the standard required.
So for all insurance for a property with subsidence needs call Goldcrest who will give you great advise and put your home back on track.
