Mini Fleet Insurance is a product that Goldcrest have been specialists in for over 30 years. This is why we can start your policy when you have between 2-25 vehicles to insure. Starting this policy from only 2 vehicles is not something everyone can do, but with the access we have to market leading rates it gives us better option to pass on to you, our customers. Read More
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Do you have an unoccupied commercial property that you are thinking of putting guardians in?
If so this is a great idea if your property will be unoccupied for a long period of time. It will protect it against squatters, arson attacks, or water damage that may go unnoticed for months at a time. The benefits of having an unoccupied property with guardians inside means all of these risks about leaving a property to its own devices are gone. Read More
Buildings insurance for commercial properties with guardians inside as tenants is becoming more and more common.
99 percent of insurers will say no to insuring commercial properties with guardians inside but not us. We have a specialist scheme so the premises will be fully covered with all the standard perils. Read More
When buying an home of multiple occupancy or HMO property for the first time there are plenty of checks to make to protect yourself from council fines.
Firstly have you checked whether or not your property falls under the HMO umbrella. The easy way to do this, is to contact your local council and find out whether or not your property will clarify as an HMO and will therefore need an HMO licence. Read More
Insuring HMO properties should not be an issue if you come to a broker with a wealth of experience like Goldcrest.
Whats different about us is that we have been arrange insurance for HMO’s for years now. This means we do not waste clients time by pretending we know about their risk, but ask specific detailed questions so we can extract the right details from the off to enable us to give you the best possible quote on the market. Read More
At Goldcrest we have specialised in this sector for over 20 years now and have a wealth of experience when it comes to insurance for building contractors.
We deal from contractors with a turnover of £100k up to the larger contractors with a £20 million plus turnover. Read More
In the wake of the decimation that was storm Desmond the need for scaffolding insurance has become ever more prevalent with claims being reported up and down the country. For example in North Staffordshire a 40metre run of scaffolding came crashing down on top of several parked cars with stupendous force. Read More
High Risk Public liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that has caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need. Read More
Here we explain more about our Rent Guarantee Insurance and why it has been created. The main reason it was created was to protect landlords against both rent arrears and rent default.
The current economic climate has forced many landlords to put their default rates up and with the unemployment crisis displaying no vast improvement many tenants are struggling with the increased cost of living. Read More
With the number of students in the UK entering into higher education growing dramatically year on year, the demand for off-campus accommodation is exponentially expanding. This means that now more than ever the student market is becoming a lucrative and important one. Firstly student tenants are, on the whole, not as bad as their reputation states and secondly most students will look to rent a property for a minimum of 12 months, meaning there is less stress for you as a landlord finding new tenants. Additionally, it is worth noting that some insurance providers offer discounts if you rent to students. Read More