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How to Buy HMO Property

February 16, 2022 HMO Property Insurance

So you’re thinking about investing in HMO properties? But how do you buy HMO? This can be a very lucrative investment, but it’s important to know what you’re getting into. In this blog post, we will walk you through the process of buying and answer some of the most common questions people have about this type of investment. We’ll also discuss why HMO Insurance is so important. By the end of this post, you’ll know everything you need to make an informed decision about whether or not this is the right type of investment property for you. Read More

Why You Need Specialist Landlords Insurance

January 7, 2022 Property Owners

Owning a rental property is great, but it comes with risks and extra management responsibilities. For these reasons, every property owner needs to have insurance cover.

Unknown to many property owners, the standard home and content policies may not provide you with the protection you require. Even for landlords with the best intentions, accidents such as fire or theft can sometimes happen. As a result, you end up financially drained and potentially bankrupt after a loss. Read More

What is Landlords Liability Insurance?

October 14, 2021 Uncategorized

Landlords liability insurance let property

Landlords insurance is necessary in today’s world, every property owner needs to protect their asset and income. That’s why landlords liability insurance is so important.

So landlords liability insurance is a type of insurance coverage that will protect you as the landlord from injury or damage claims that are related to your rental property. Read More

Becoming a First Time Landlord

August 23, 2021 Uncategorized

How to Find the Right Tenant

When it comes to finding tenants, you should be thinking about multiple factors. The first thing that you want to consider is the length of tenancy that a potential tenant is asking for. You should set a minimum term that you are willing to accept, whether this is six months, a year or more is up to you. Don’t accept a tenant who doesn’t want at least the minimum term as this isn’t going to benefit you. Read More

Contract Works Insurance Can Help Gain Lending

July 23, 2021 Contractors Insurance

A lot of larger property projects require funding and borrowing money is fairly normal practise. Having contract works insurance in place will give lenders some comfort and can help you gain that all important funding that you need.

One of the most popular types of contract works insurance is a combined policy consisting of public and employer’s liability insurance. This includes contractors all risk insurance which covers the length of the project and the costs involved. This covers the people company owned plant and machinery and hired in plant also. Read More

What is the Difference Between an HMO and Multi-Let Property?

April 5, 2021 HMO Property Insurance

Properties that are let out to multiple people can bring in a greater yield and so many landlords and property investors and developers have actively sought out properties that can be let out in this way.

The difference between an HMO property and a Multi-Let Property is that a HMO requires a license and comes with a specific set of rules. Read More

The Benefits of Fleet Insurance for Courier Companies

February 1, 2021 Uncategorized

Acquiring a fleet insurance policy for your courier service vehicles can be beneficial in several ways.

Some of the benefits include:

It is more convenient than having to apply for and update several insurance policies.
It is cost effective.
It offers greater flexibility in terms of assigning drivers for your vehicles.

Why High Net Worth Car Insurers and Specialists

December 23, 2020 Vehicle Insurance

In order to drive on the road, all cars need to be insured. It can be quite a difficult process when you don’t exactly know what you’re looking for. It’s a tedious transaction that needs quite a little care in order to make sure you’re not ending up on the wrong end of a financial mess.

This idea becomes infinitely more poignant when you take someone with a high net worth into account. Due to the finances of both the individual/group and the vehicle, there are lots of important aspects that must be correctly dealt with. Read More

Why do Property Developers Need Specialist Insurance Advice?

October 27, 2020 Property Developers Insurance

Property developers need specialist insurance advice to ensure comprehensive coverage against unique risks such as subsidence, on-site accidents, and property damage during construction projects.

It’s easy to think that Property Developers Insurance is a luxury, but what happens when things go wrong and you find out that neither your sub-contractors nor yourself have the right level of protection? At best it could cost you additional budget, at worst it could jeopardise the whole project or even send you into bankruptcy.

This is why speaking to an Insurance broker that understands Property Development cover inside out is an investment worth making. Read More

HMO’s for Student Accommodation

September 21, 2020 HMO Property Insurance

If you have a property you can rent out you would probably want to gain a good return on investment. HMO (House in Multiple Occupation) properties is one thing you may which to consider if your property is located right by the city centre or near a university campus or teaching hospital.

When renting out each room of an HMO, your overall rental income will increase. But it’s not quite as easy as simply, letting out those rooms. You may need a license to operate and you will also need to maintain communal areas. However, it can still be a good option for landlords. Read More