Just because you drive a HGV vehicle which is twice the size of everyone else’s vehicles, doesn’t mean you enjoy paying insurance premiums twice the size of everyone else’s!
At Goldcrest we have 30 plus years’ experience in insuring HGV’s and we are here to help those businesses or individuals who get an enormous sweat on when it comes to their HGV insurance renewal, pondering which 4 figure sum the postman is to pop through their letter box when the dreaded renewal comes around. Read More
The up keep of a horse is an expensive one; the training, grooming, feed, veterinary check-ups, their respective competition entry, fuel and of course the insurance of your horse box.
Now in the current climate, everyone is looking to cut cost and save money, but for the horse you love dearly and perhaps earns you a sizable amount in prize money, is it really worth cutting back on its well being by reducing the quality of his/her food, or any of your expenditures which keep it in tip top condition? The answer of course being no, so the only real alternative is to try and keep the insurance on your horsebox as low as possible – which is why you should contact the team at Goldcrest. Read More
Running a business that is involved in the transportation of cargo/goods or even that your sole business is dependent on driving a truck from A to B, you can be forgiven for sweating about the cost of insurance.
Given that trucks are larger and weigh more than most vehicles on the road, the potential of damage to their surrounding vehicles or environment is seen as a huge risk to many insurers, and many insurers who provide regular van insurance opt out of providing cover for Truck insurance. So with a market that is so indifferent it’s important that you source a quality Truck insurance policy from an experience truck insurance provider. Read More
For those who have attended track days and driven a Ferrari around open tarmac or had the opportunity to hire a Ferrari for the day it can leave an after taste of addiction in oneself. Or those of you who are successful enough to have the privilege of driving one of these beautiful cars every day how lucky are you! At Goldcrest Insurance we love Ferrari’s, and have become a specialist when insuring them too. If you have read our previous insurance blogs (and if you haven’t we suggest you have a read after this!) you would have seen tips on what to look out for when insuring your Ferrari, and the importance of making sure your Ferrari is fully insured by an insurance specialist, Read More
Setting up a new business can be a long drawn out process of arranging the business structure, the acquisition of new clients, marketing etc. and sorting this all out is a stressful procedure indeed! But what when this is all sorted out, and payments are coming in, and you need a couple of business vehicles to meet clients? Another unexpected expenditure, and what about when these vehicles are purchased between you and the other director(s), how do you go about insuring them? Read More
For those of you who have established themselves as a reliable experienced contractor (whether you be a builder or any of the numerous of other trades working on a contract site) but have yet to obtain a contractors all risk insurance policy (CAR for short), then my advice to you would be to act fast.
A Contractors All Risk policy is the epitome of insurance you can acquire for your business. Unlike Public Liability where you are protecting yourself against third party property damage, Read More
Scaffolding erectors are somewhat an undervalued trade by many. The erection of scaffolding is a key component to any property extension or building restructure, ensuring accessibility to the building whilst undergoing work but also can act as a safety barrier between the labourers and the general public from and falling debris.
Builders usually take all the plaudits for the finished article of the artwork that is the amendment of properties, though we do not dish out any accolades for the men that made their life all the more convenient and possible. Read More
Great cars need great insurance – a statement you may think is a matter of opinion, but consider this. You have just paid in excess of £250,000 for a Ferrari FF. The first time you drive the Ferrari FF, you hit a third party vehicle, completely ruin the front of your car, and as a result you have an irate third party driver. You’re distressed, and you just want to get both of your vehicles repaired, but unfortunately for you, you sourced your insurance online, the only way you can contact your insurance provider is via email, and you’ve just realised you have an enormously ridiculous excess to pay now to get the repairs completed. Read More
It is all the more common now for property owners and landlords alike to convert and let their property as a HMO. Depending on which governing body or authority you associate with, HMO stands for Houses in Multiple Occupation or Houses of Multiple Occupancy – the terminology given to properties which are occupied by three or more people who do not live as a single household (such as people in a family relationship) and where they share one or more basic amenities, such as a bathroom, toilet, or cooking facilities. Read More
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