Blog

Government Flood Insurance plan leaves Landlord High & Dry

February 6, 2014 Property Owners

Ministers’ plan to ensure flood insurance is widely available, will not extend to private rented accommodation, leaving landlords and tenants in flood-affected areas vulnerable to massive financial burdens, one of the country’s leading landlord organisations is warning.

Just days after much of the east coast of England faced some of the most serious flooding in over half a century, the residential landlords association (RLA) is seeking urgent clarification from the government over its flood insurance proposals currently going through parliament. Read More

Insurance for a Synagogue

February 3, 2014 Place of Worship Insurance

Running a non-profit organisation such as a place of worship, it is imperative that you keep out-going costs to a necessary minimum. Being the head of the committee that runs a Synagogue, the first place you can look to reduce costs is with your annual insurance policy.

By reducing costs we do not mean dilute the coverage in any way in an attempt to keep the premium down – what we recommend is trying a broker to obtain you an alternative quotation, Read More

Insuring Properties with subsidence

January 30, 2014 Subsidence Insurance

Insuring a property that has had subsidence issues/history can be very difficult given that your more “mainstream” provides will not cover them. Its normal for property owners or potential property owners to feel it’s almost impossible to get the property insured having exhausting all the usual means of obtaining a quotation; however you need to deal with a specialist for properties of this ilk.

At Goldcrest we have access to a wide range of insurers ready to provide quotations for properties with subsidence history at very competitive rates. Read More

Insurance for your Small Fleet

January 27, 2014 Fleet Vehicle Insurance

If you are looking to expand your business by obtaining more vehicles to meet the demands and needs of your clients; an efficient way of insuring these vehicles is by obtaining a small fleet insurance policy more commonly known as a mini fleet insurance policy. Read More

Car Insurance Tips for Younger Drivers

January 23, 2014 Vehicle Insurance

It may seem like something of an impossible task to find affordable car insurance for young drivers these days – and though it is never going to be “cheap” there are some steps you can take which can help to reduce the costs and make them as affordable as possible.

It can be quite easy to get caught up in the moment when first passing your test and try and resist the temptation to go out and buy a car straight away before considering the impact it will have on your car Insurance. Read More

Insuring your Gentlemen’s Club

Gentlemans Clubs Insurance

Do you own or run a Gentleman’s club? Do you dread your insurance renewal date, dreading the hassle of speaking to countless numbers of insurance providers who take your details and fail to provide you with a competitive quotation?

You don’t have to feel like you’re boxed into one provider, whether you are a Gentleman’s Club owner, an owner of a lap dancing club or if you run a private members venue, the team at Goldcrest Insurance work with you to provide your Gentleman’s Club venue with a competitive, bespoke insurance solution. Read More

Experts in Homes of Multiple Occupancy Insurance

January 20, 2014 Goldcrest Insurance

We are receiving more quotes daily on HMO insurance and are increasingly satisfying our clients’ needs by producing competitive rates with full cover.

Whether it is an unoccupied property which will undergo works to become an HMO or if it is an existing home of multiple occupancy, we can get you a quote within 5 minutes, or if it is a bit more unique like a converted hotel or a converted care home, we can take the details and come back to you within 24 hours. Read More

Mini fleet insurance – Seeing is Believing

January 16, 2014 Fleet Vehicle Insurance

We received an enquiry from a consultant based in Plymouth looking to start up his own practice and needed to insure a “pool car”, or in other words, a business car for anybody/employees over a certain age to drive. As his company would be a new venture, he had no No Claims Bonus to use on this new car, so would need to start from scratch.

We advised that premiums for individual company car policies are on the dramatic rise especially those without any insurance discount applicable (NCB for example), but made the recommendation to the client to entertain the idea of a Mini Fleet policy. Read More

New Bed & Breakfast and Restaurant Product

January 13, 2014 Bed & Breakfast Insurance

As of 13th January 2014 one of the largest insurances in the world are due to release two new SME products for Hotels and Restaurants to which Goldcrest Insurance have access to.

The products are most suited for small Guest House-style hotels, (up to 6 bedrooms), and small to medium sized restaurants (150 seats). Upon review of their price testing, it has shown they are extremely competitive for the likes of Bed and Breakfasts, tearooms, and Cafés. Read More

How to Help Keep Home Premiums Lower

Property Owners

There are plenty of things you can do to help reduce your home insurance premiums. Insurance companies don’t like having to pay out on claims so the more things you can do to make that unlikely the better they will like you and offer you discounted rates on your insurance policies.

Here at Goldcrest Insurance, we are passionate about helping you get the best deal and so by making a few changes you can really have an impact on your premiums. Most of our suggestions aren’t that expensive and can help in other ways too. Read More