Thatched roofer

At Goldcrest we have excellent rates for liability insurance for roofers.

Yes of course it is a high risk trade and yes there are many claims that do take place which result in large sums being paid out … but there are plenty of roofers out there who have been trading claim free for many years, run extremely professional outfits and have good Health and Safety policies in place. Read More

Sex Shop sign

It’s a strange boat to be in that just because your area of business is more mature and reclusive than that of your high street peers; it can be an almighty chore to find competitive shop insurance for your adult/sex shop. Luckily through the wonders of the internet you’ve landed here, and we can help you with the aforementioned problem.

We’ve been insuring SME products such as shops and offices for well over 30 years, for all trades and occupations for all businesses shapes and sizes, and Adult retailing is no different. Read More

House building

Many clients are today asking for non-negligent-Liability Insurance or JCT Clause 21.2.1. and similar insurance.

So what does non-negligent Liability insurance cover?

OK, lets put it into prospective with a large build like a block of flats. Before this build took place there would have be groundwork’s taking place as part of a building contract. The main builder would have in place a contractors insurance to cover all the works either undertaken by their employee or by a sub-contractor. Read More

Hmo property sharing students

HMO properties are becoming extremely popular in modern times given the opportunity to increase the monthly income from one property – however this prudence is not well received by many main stream insurers, therefore the arrangement of insurance for these types of properties can be costly and time consuming.

When acquiring Buildings insurance for your HMO property it’s key to go to use a provider that is well rehearsed in the arrangement of such non-standard property set ups – luckily the team at Goldcrest have been setting up insurance for properties that fall outside the “norm” for the best part of a decade. Read More

Worker up high

Goldcrest Insurance have been specialising in High risk public liability insurance for over 35 years now and have a wealth of experience in this field. 

It is especially important when you are dealing in high risk public liability insurance to deal with a company like ours who knows what needs to be covered as this type of insurance is vital to get right as you do not want to under insure yourself for any high risk job. Read More

Roofers on roof

Being a tradesman or woman it is vital to have the relevant public liability in place before carrying out any works as any third party damage you incur whether to a member of the public or property damage will leave you liable – it goes without saying that it should be your first port of call when setting up your own business or going self-employed.

Unfortunately, starting out as a roofing contractor, obtaining quotations for public liability isn’t as easy as other trades, due to the work at height and exposure to potential losses. Read More

public house insurance image

If you’re looking for cover for your Public house, we have an array of policies available that provide the ideal cover for a number of licensed trades such as Public Houses, Wine Bars, Members’ Clubs, Political Clubs, Snooker & Pool Halls, Social Clubs, Sports Clubs and Working Men’s Clubs, offering tailored policies to meet your requirements – cover can be extended to include key optional extensions including Children’s Outdoor Play Areas, Outside Catering extension and Legal Expenses. Read More

Warehouse storage

If you operate from a warehouse there is a good chance that you are going to require insurance to cover all the stock and contents kept within your premises.

Being a retailer or a wholesaler your income is totally dependent on ensuring that those goods in your possession be kept as safe as possible, as any loss results in loss of income – so how do you ensure the safety of your goods? By having the correct and comprehensive insurance in place, of course! Read More

Builders

On a standard build ie an extension or a loft conversion a professional builder will have in place what is called a contractors all risk policy. This covers the contractor for the period that the works will go on for, the cost of the contract and any plant that might be needed whether it is hired in plant or own plant. In addition to this there will also be a public and employers liability policy in place. Read More

Commercial Building Fire

There are many landlords who own Commercial property who come to us either as they have been recommended due to the services we offer or because they have had difficulty trying to find commercial property insurance for their properties.

Building insurance for an Indian Restaurant is always tough to get when tendering the standard mainstream markets likewise building insurance for a fish and chip shop. Read More

I can therefore confidently recommend Goldcrest Insurance to anyone that wants good affordable insurance with great customer service.

- Greg Newman - DOR-2-DOR

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