So why use a Broker and not go direct or through a comparison site?
Use a broker like Goldcrest Insurance who have been dealing with High Net Worth Insurance clients for 40 years and you have access to the whole high net worth market. Not only this but we know each insurers product inside out and their requirements which in turn is relayed to the clients and keeps them safe. Not only this but Goldcrest Insurance also negotiate premium on their client’s behalf ensuring they are getting the best rate possible.
A comparison site is not adequate for high net worth clients. First, you will get providers on there who do not possess a high net wording and secondly these providers will not perform to high net standards in the event of a claim. A comparison site policy will be littered with endorsements as well to try and trip the client up, so at point of claim the insurer has a get out.
Goldcrest Insurance will explain which policies are and are not high net worth and will make sure you get the service you pay for when you claim. If there are any endorsements on the policy these will be unearthed and explained even before you go ahead with your High Net Worth Insurance.
We had a client this week who was insured with a well-known bank for what should have been a high net worth insurance policy. Unfortunately, their staff didn’t pick up on this and sold the client a standard wording policy. The premium was in x/s of 4k. The client was referred into us and we gave them a High net worth Insurance policy through an A rated insurer for a 2k saving. The client was thrilled and knows full well if they have a claim the provider will act straight away.
It is so important to have the correct High Net Worth Household Insurance in place and Goldcrest Insurance, who are specialists, have all the facilities to do this. Whether the High Net Worth Home Insurance is for celebrities / footballers / sports professionals / actors, actresses we make sure the correct cover shall be in place.
