What Is Commercial Premises Insurance?
Commercial premises insurance is the insurance that we provide that covers your business premises. It’s covered from a range of issues, from accidental damage and fires, flooding and water damage, and even malicious damage. It covers your business premises, but you are also covered with a range of other options:
Employers’ Liability
If your business has an office full of staff, then you have to obtain liability insurance legally. This piece of the commercial premises insurance puzzle ensures that you are covered for all safety-related accidents and on-site incidents. This includes a range of equipment and tools used where you could be at fault.
Public Liability
Every business is different, but every business must consider whether public liability insurance is a need. For most, it’s essential. With it, public liability can provide you with the cover for any claims against you from people outside the business. This covers injuries and property damage that someone then claims for with your business.
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Why work with Goldcrest Insurance
At Gold Crest Insurance, we can cover a range of insurances for your business that you may need to rely on. You need to know that your business is covered, and with our help, you can be. When it comes down to it, and you may need to make a claim, we’ll handle it for you. If there are any complications, we will handle that, too. Insurance for your business should be easy, and with our help, it can be.
As a business, you need to ensure that you have the right coverage for your commercial premises, and with commercial property insurance, you can ensure that you are covered for fire, theft, damage, and more. Understanding commercial property insurance is essential if you want to get the correct one for your business.
In business since 1975, Goldcrest Insurance initially dealt with car insurance and home insurance claims. Now, we are fully equipped to deal with commercial lines insurance. Most clients – we find – prefer the use of a broker when it comes to finding their insurance for their commercial premises.
We take great pride in understanding the risks that our clients take and building strong relationships with them. When we first began, computers were not a common theme in businesses, staff and customers could smoke indoors, and insurance rates were decided with insurer guides. Now, we use technology to handle claims, but at Goldcrest Insurance, we don’t just “quote and buy.” We make an effort to speak to all of our clients and ensure that they get the coverage that they need should they need to make a claim.
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Call us today, and you can ensure that you get the best support possible with your commercial premises insurance. With our help, you can get the best option in your budget for your business and the best service along with it. Our professional team awaits your call!
