Goldcrest Insurance have been specialising in High risk public liability insurance for over 35 years and pride ourselves on being experts in the field of finding insurance for High Risk Businesses. If you have been given the run around trying to find the insurance right for your company, then look no further and contact Goldcrest Insurance.
It is called high risk for a reason and it can sometimes be quite costly to get the right cover for your business if you are not dealing with a company that are experts in dealing with high risk liability insurance.
Types of High Risk Trades
If you are working at height, with dangerous materials, with extreme temperatures of heavy machinery you may find that your line of work is considered high risk. This can include a wide range of specialist high risk professions such as those listed below.
We cover all of the following businesses and would be happy to find high risk insurance cover for your business:
- Roofers
- Scaffolders
- Engineering companies
- Welders
- Window Cleaners using abseiling equipment
- Asbestos removal companies
- Waste companies
- Steel Fixers
- Elevator Mechanics
- Demolition Contractors
- Iron workers
- Water-proofers
- Millwrights
Getting the Best Liability Insurance for High Risk Trades
It is crucial to make sure you have the correct high risk liability insurance cover in place especially if you are involved in any of the above trades. It is treated in this way purely due to the consequential loss that could happen, i.e. An employee getting injured (remembering that if you pay them more than 25 % of their annual salary they are your employee and not a self employed high risk contractor), something falling from a height and causing damage to a third parties property or a member of the public, or setting alight to something which could result in an entire block of flats burning down. This is why you need high risk public liability insurance included in your cover as well as employers liability and standard business insurance.
The premiums for high risk liability insurance are higher than say a painter decorator purely because of the severety and mount of damage that can be caused. Unfortunately, regardless of how careful you are and the safeguards you have put in place, accidents do happen from time to time. If you are thinking about taking out a high risk public liability insurance policy make sure you are fully covered and take no short cuts! Taking the cheapest option could end up costing you dearly.
Choosing Goldcrest for your Specialist High Risk Insurance Cover
If you are looking to work with a professional and knowledgeable broker to find you the best high risk liability insurance cover for your project or business then please get in touch today. All of our liability insurance options are independently sourced, we are not tied to a specific insurance company. This means that you get the right level of liability insurance for you at the very best price on the market.
We are regulated by the financial conduct authority so you can feel secure that your high risk business will get the best liability insurance cover that you need.
It may sound overwhelming, but that’s where Goldcrest can help simplify things for you. We can quote for all the insurance cover you need including:
- high risk insurance
- public liability insurance
- employers liability insurance
- business insurance
- fleet or vehicle insurance
- and more…
Whatever your need, our friendly and professional team are knowledgeble in this area and can help guide you to ensure you have the righ high risk insurance in place, protecting you, your employees, your customers and members of the public (public liabilty insurance). Whether its a specialist insurance product that you need or more standard cover such as business insurance or public liability then please get in touch today, especially if you are a higher risk business.
