Getting the right annual premium for your Public Liability as a roofer can be somewhat of a challenge. Unless you do the right research, you could be spending hours on the phone or internet running through forms, only to receive astronomic quotations or declines – that’s why for a trade such as Roofing Contractors, it is imperative for your own well-being that you approach a broker to source terms for you.
Having a broker with the relevant relationships and know-how will be able to save you the time and money spent searching for quotations yourself – and for a small firm, or one man band this can be huge – especially if your own findings have left you feeling hot under the collar from all those excessive prices.
However – if you have been lucky enough to obtain a quotation by yourself with mainstream providers, are you sure that they allow you to work at the height limit you require? Will they cover you for any heat work that your business requires? These are often general exclusions imposed on providers that claim they can accommodate roofers, however with these exclusions they can often leave the policy/quotation redundant.
At Goldcrest we arrange Public Liability insurance for Roofing contractors both big and small, and though we cater to various larger firms within the industry with multi-million pound turnovers, what can be really difficult is for the smaller proprietors in the roofing industry to source competitive public liability insurance.
Whether you’re moving away from a larger company to start afresh, or your current policy falls due for renewal, we can help you bring down your annual expenditure. Aside from insurers we use who only look to cover large companies – we also work very closely with a provider who only cater to roofing contractors with a maximum of 10 manual employees whose premiums are extremely competitive with same day turn around.
So if to be sure you have be terms that are best for your, contact the liability team at Goldcrest – either by phone, via the website, or fill out our form: www.goldcrestinsurance.com/free-quote