Looking for insurance for a 44 tonne truck insurance or a 32 tonne grab lorry! At Goldcrest we have just obtained some excellent insurance rates for any commercial vehicle 7.5 tonne plus. We have a lot of waste companies coming to us who use HGV’s all the time. Whether it be 1 vehicle or 50 vehicles we have the best insurers to cover the risk.
Many of our clients we advise nowadays to get their Trucks fitted with cameras. What we must remember is Truck drivers are probably the best trained drivers on the road and due to this many claims are not their fault, but are deemed to be as many reports from third parties are untrue as to the circumstance. It is usually down to knowledge of highway code and what manoeuvres an HGV vehicle can and cant do.
With cameras installed to these trucks a claim when watched back is a lot more transparent and we are seeing that the majority are not the drivers fault. In turn this then helps out with the no claims bonus for the client on his or her truck insurance or can help out in a huge way cutting large cost on an insurance for a fleet of trucks.
Not only does the Company have to pay for the renewal of truck insurance but also for the fuel costs. Erratic driving can increase fuel cost for truck drivers. But with certain cameras they can monitor driver performance. Monitoring driver performance for truck drivers is crucial as it can reduce the fuel cost by a quarter certain stats are showing.
So when insuring a Truck or insuring a fleet of HGV’s it is all about making sure you are kitted out properly to make sure you are going to keep your overheads as low as possible. Insurance can put companies out of business due to astronomic premiums, but these are not quoted for fun but are quoted for a reason and are dictated by claims history. Do not expect to be paying a low premium if you have a bad claims history. Its all about managing your fleet insurance well and at Goldcrest Insurance we can help you do this and reduce costs.
